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Low rate loans
Debt Consolidation Loans
Take control of your debt
The benefits of debt consolidation
Save time and money with one fixed rate monthly payment.
Simplify with a single payment
Instead of dealing with multiple bills, pay them off all at once.
Get a fixed rate
With an affordable fixed rate, your monthly payment never increases.
Better than a credit card
Eliminate high credit card fees and improve your credit score with a fixed-rate loan. *
How it works
Apply from anywhere. Get your money fast.
How much can you save?
Find out how much time and money you could save when you consolidate your debt.
You could save * in interest and pay off your debt months faster.
You could save * in interest and pay off your debt.
You could pay off your debt months faster.
Based on the details you provided, we encourage you to check your rate to see what you qualify for. Remember, there is no obligation and no impact to your credit score.
Total Interest paid with your current rate
Total interest paid through LendingClub
*Checking your rate won’t affect your score
What customers are saying
How can we help?
You have questions. We have answers.
How much could I save with a debt consolidation loan?
Borrowers report saving more than a thousand dollars over the course of their loan through LendingClub when they use it to consolidate debt or pay off credit cards. * Personal loans through LendingClub have fixed rates and terms, so your monthly payment never changes, and you can mark the date when you will be debt free.
When comparing your options, be sure that you are factoring in costs such as balance transfer fees, annual fees, and early payoff penalties that you may pay when use credit cards or borrow from other sources.
How does the money get to me?
How quickly can I get a loan?
The entire process typically takes about 7 days. In some cases, it may take a little longer, depending on what we need from you. You can complete the entire process from the comfort of your home, or even on your phone!
You can keep things moving by checking your To-Do List to make sure we have all the information and documents we need.
Once your loan is approved and backed by investors, your money is automatically deposited directly into your bank account. Depending on your bank, this step can take a few more days.