#auto loans rates
Our Best Loan Rates
Effective November 1, 2015
Rates and terms subject to change without notice on new loans.
No annual fee on credit cards; 25 day grace period on purchases if payment is made in full by due date. See application for complete terms and conditions. (1) Rates may vary with the market based on the Prime Rate quoted in the Wall Street Journal. The Prime Rate plus the margin equal the Annual Percentage Rate (APR). The margin will be based on creditworthiness. APR can change on the first day of the billing cycle in the month following a change in the Prime Rate. We will use the Prime Rate as of the 15 th day of the month before the month of any APR adjustment. (2) Minimum $500 limit.
Home Equity Rates
Please note: loan rates shown reflect our best rates. Quoted rate includes discounts for auto pay and two loans at the credit union. Ask representative for complete details on discounts. Rates are based on loan underwriting factors and may be higher based on individual underwriting.
Assume monthly payments per $1,000 borrowed; 80% combined loan-to-value: 60 payments of $18.99; 120 payments of $10.98; 180 payments of $8.58. Maximum 80% of fair market value for Texas. Per NCUA regulations, equity loans over $250,000 require an appraisal. Refinancing of existing ABECU home equity loans do not qualify for no closing costs .
The Credit Union offers a wide variety of mortgage products. These are our best rates, however your rate and fees may be higher based on individual underwriting factors. Please call 877-269-4179 ext. 8830 for details on how we can meet your mortgage home needs.