#equity loan rates
Rates are expressed as Annual Percentage Rates (APR) as of 3/2/2015.
*The Package Rate refers to the rate given to borrowers with automatic payment withdrawal (discount of 0.25%) and a Beneficial Start Earning, Start Rewarding, or Start Benefiting checking account (additional discount of 0.25%), as applicable. Removal of automatic payment withdrawal will increase the rate by 0.25%. Closure of Start Earning, Start Rewarding, or Start Benefitting checking account may increase the rate by 0.25%.
All rates are subject to change without notice. All loans are subject to credit approval. Please inquire for more details on loan products.
HOME EQUITY LOANS
No closing costs on new home equity loans of $50,000 or more. On refinancing existing Beneficial home equity loans, a minimum loan amount of $50,000 must be borrowed with at least $25,000 cash out to waive closing costs. Closing costs range between $270 and $450.
Minimum Loan Amount: $5,100 Maximum Loan Amount: $500,000
^Monthly payment amounts assume a $10,000 loan with the disclosed Package APR over terms of 60, 120, or 180 month timeframes for the life of the loan. Maximum loan to value is 80%. Payment amounts exclude any applicable taxes, insurance and closing costs, actual payment amount will be greater.