#easy cash loans
Emergency cash at your finger tips.
Easy Advance is a line of credit that allows eligible personal checking customers to borrow money from their next direct deposit – anytime, from anywhere. You may qualify for a line of credit of up to $400 (for the first advance) or $600 (forsubsequent advances).*
- Pay only for what you need: The Advance fee is 10% of the amount advanced. For example, the fee for a $200 Advance would be $20. If for some reason you do not qualify for an Easy Advance, you pay nothing.
- Repayment: The amount advanced plus the advance fee will be automatically repaid from your next qualified direct deposit. Each Advance and the related advance fee must be repaid within 35 days from the date of your last unpaid advance.
To learn more about Easy Advance: Visit your local Guaranty Bank branch. call 1-800-235-4636 and choose option 4, or read the Easy Advance line of credit agreement and disclosures for full details.
To enroll in the service and request an Easy Advance: Call our INFO Line at 1-800-235-4636 and choose option 4 to apply.
*See the Easy Advance Line of Credit Agreement and Disclosures located here or from any branch for terms and conditions including the eligibility requirements. The minimum Credit Limit for the first Advance is $200 and the maximum Credit Limit is the lesser of $400 or 50% of the total Qualified Direct Deposits of $100 or more which have been deposited to your Qualified Checking Account during the 35 day period prior to your request for an Advance, rounded to the next $20. While your first Advance has not been paid in full and is not in default, you can take additional Advances in increments of $20 up to your Credit Limit applicable to your first Advance. Once the entire balance and fee(s) associated with this first Advance or these first Advances are paid in full, the minimum Credit Limit for subsequent Advances is $200 and the maximum Credit Limit is the lesser of $600 or 50% of the total Qualified Direct Deposits of $100 or more which have been deposited to your Qualified Checking Account during the 35 day period prior to your request for an Advance, rounded to the next $20. The Qualified Checking Account must be open at least 180 days. This service is an expensive form of credit and is intended for short-term borrowing needs.