Mutual Mortgage Loans
As a community bank, we’re focused on the needs of the communities we serve and the people like you who live there. Our lending decisions are still made right here in town, by people who get to know you and your needs.
In addition, we handle the servicing on most of our home loans. That means we continue to work with you over the life of the loan. When you have a question or need information, help is as close as Mutual.
When you’re ready to buy, build, or refinance your home, you face a confusing array of choices. Our friendly loan officers take the time to work with you, and help you choose the financing that’s right for you and your needs.
Conventional Mortgage Loans
With a fixed-rate mortgage, your rate stays the same over the entire life of the loan, making payments predictable. It’s the right choice if you want a steady payment or think rates are likely to increase. We offer a wide variety of terms, and buydown options are available on some loans.
An adjustable-rate mortgage typically allows you to get more home for your money, and may be the right choice if you expect your income to increase in coming years. You can choose from different terms.
Thinking of buying income property? We have special loan programs for people who plan to rent out homes, doubles, or other investment properties.
Other Home Financing Programs
We offer a short-term note with a long-term commitment that simplifies the process of obtaining financing for the construction stage and permanent financing.