#home loans interest rates
Adjustable Rate Terms
The rates published on this page are applicable only to requests received from this site or by calling 800-374-6123, option 0. Mortgage rates published on this page are the current rates for a single-family, primary residence based on a 30 -day lock period and are subject to change without notice.
In order to receive a guaranteed rate, you must have applied for an application through Peoples Bank National Association and received a confirmation from a loan officer that your desired rate is locked. Your guaranteed mortgage rate will depend on factors such as current market conditions, loan product, occupancy, property type and your credit profile. All loans are subject to credit approval and receipt of a property appraisal demonstrating sufficient value.
This statement of current loan terms and conditions is not an offer to enter into an interest rate or discount point agreement.
Loan Product and APR Information
- Conforming rates are for loan amounts not exceeding $417,000 Adjustable-rate loans and rates are subject to change during the loan term. That change can increase or decrease your monthly payment. Additional loan products, rates and lock periods are available. Please call a Peoples Bank Home Loan Specialist Mortgage for additional rates and programs.
Conforming Fixed, ARM
- APR calculation assumes a $125,000 loan amount with a 20% down payment. If the down payment is less than 20%, mortgage insurance may be needed on the loan. This could increase the monthly payment and the APR.