Nov 21 2017

San Diego Metropolitan Credit Union: Earning your trust, building your future. Loans #calculate #auto #loan

#auto loan


Auto Loans – New Used

A simple interest loan, secured by a new or used automobile.

Standard Loan Features

  • Competitive rates for purchasing a new or used vehicle, or refinancing an existing vehicle loan
  • Option to defer first payment up to 90 days*
  • Easy pre-approval process puts you in better negotiating position
  • Convenient repayment by automatic transfer from your METRO account
  • Generous loan amounts flexible terms (see loan rates table )
  • Comprehensive, low-cost Mechanical Repair Coverage. GAP Debt Protection available
  • Rate discount available with purchase of two or more protection products
  • New vehicle financing available up to 120%* of Manufacturer Suggested Retail Price (MSRP) price including tax, title, license warranty
  • Used vehicle (1) financing up to 115%* retail Kelley Blue Book, including tax, title, license warranty
  • No pre-payment penalties

Before you head down to the dealer, talk with us first. We can pre-approve you in minutes, so you know up front what your loan amount, interest rate term will be. Call us at 619.297.4835 today.

* Based on credit worthiness. Not all borrowers will qualify.

(1) Used vehicle financing on vehicles up to 8 years old.

See Loan Rates for additional information.

Estimate Coverage Cost for Guaranteed Asset Protection (GAP), Mechanical Repair Coverage (MRC) or Debt Protection

*Payment may be deferred for up to 90 days from loan funding. Interest will accrue during the deferral period. Offer available on new Vehicle Loans only.

Green-Light Auto Loans (1)

Opt for automatic payments from the Access Checking account (a pre-requisite for the Green-Light Auto Loan), and enjoy a rate reduction of 0.25%.

  • Loan amounts available for up to $20,000
  • Flexible terms

(1) If Green-Light Auto Loan applicant is under the age of 18, primary applicant must be age of majority.

All loans subject to approval.

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